Sunday, July 20, 2008

India Health Cards

India Health Cards ...How it Works ? ? ?


Give gift of health using India Health Card to your family and friends in India. The India Health Card holders will be able to receive quality health care at reduced cost from our network of health care service providers.

There are two types of membership cards, the Individual Card and the Family Card. The card may also be purchased for yourself and your family to use it for your health care needs while visiting India.

The advantage of using the India Health Card is that you can ensure that the funds you gift is used only for health care related expenses by your designated beneficiary.

In order to avail the Money Value Advantage the beneficiary MUST receive treatment from an INDIA HEALTH CARD provider (Hospital, Nursing Home, Clinics, Dentist, Pharmacy and health spas etc). You can log on to your account anytime and track all the transactions and services received by the beneficiary.

Health Card Launched In Kanpur


Following towards the footsteps of the Tamil Nadu government, state health minister Raja Mahendra Aridaman Singh inagurated the “Master Health Examination Scheme” at the renovated building of the UHM hospital and laid the foundation stone of the Regional Diagnostic Centre (RDC) at Ursula Hospital here on Friday.


The RDC at Ursula Hospital would become functional by the end of current financial year. It would be equipped with high-tech advanced equipments like Electro-Cardio Gram (ECG), holder monitor, 2-D Eco-color Dopler, X-ray, Ultra-Sound, Mammography and CT Scan.
Executive engineer PK Katiyar, the man responsible for the construction of the RDC, said that utmost quality had been maintained in the renovation of the hospital building.



Reliance Health Insurance


Let us see the Reliance Health Insurance,

Reliance Health is a health care company that provides cutting edge and affordable health care solutions. In a country where health care is fast establishing its credentials, Reliance Health provides services that compare with the best and span Insurance & Health Plan Administration, Health care Delivery and Integrated Health, Health Informatics & Information Management, and Consumer Health.

Reliance Health aims at revolutionizing health care by enabling a health care environment that is both affordable and accessible through partnerships with government and private businesses.



Managed Care Administration:

Reliance Health is focused on integrating the financing and delivery of health care services by instituting cost controls and sharing financial risk.

Our objective is to manage a range of health care services from wellness, inpatient, outpatient, pharmacy, chronic disease, alternative medicine/therapies and cosmetic care.

This is planned through a network of owned/affiliated health care delivery systems. Secondly, we endeavor to help people achieve health and financial security, by providing innovative products, information & resources for its members and help them to make informed-decisions i.e. ‘Patient Choice’.


Health Delivery And Integrated Health :

The health care services sector is being fundamentally transformed by the changing roles of the physician, payer and patient. Reliance Health would provides services in traditional settings (hospitals, clinics, domiciliary care, day-care) while providing low-cost options, enhanced consumer participation and empower physicians to make informed cost/benefit evaluations.

We aim to partner with front line organizations to work together to deliver flexible services that help them remain in control of their primary goals.

Our first partner in the delivery of quality health care is the Kokilaben Dhirubhai Ambani Hospital (www.kdah.in), a tertiary care facility in the city of Mumbai.


Consumer Health :

Reliance Health is focused on technologies that are beginning to transform traditional health care model. The telecom and technology revolution has resulted in a highly functional yet inexpensive and scalable means of connecting and transacting across clinical and administrative care, making it accessible to the common man.

The consumer is set to leverage this environment while majority of players have incomplete business models with weak physician value proposition.

Reliance Health believes that this enormous fragmentation creates opportunity and that overcoming significant hurdles like the lack of industry standards, complex agency relationships and shifting constituents.






ICICI Health Mediclaim Insurance

This is the ICICI mediclaim policy:

ICICI Lombard presents a completely new look to the Mediclaim concept. Health Insurance (popularly known as Mediclaim) offers protection in case of unexpected medical emergencies. In case of a sudden illness or accident, the health insurance policy takes care of the hospitalization, medical and other costs incurred.

We offer a range of innovative policies to choose from. Each plan offers something unique (in addition to the usual mediclaim policies) to suit your specific needs.

Buy insurance policy online with your ICICI Bank & Citibank Credit Card and pay premium at interest free installments


How its Work ?

Equal Monthly Installment ( EMI ) with ICICI Bank or Citibank Credit Card

Avail of Interest Free EMIs when you buy insurance online through your ICICI Bank or Citibank Credit Card.

ICICI Lombard brings you the facility of paying your premium in Equal Monthly Installments (EMIs) of 3, 6 or 12 months at interest free rates! All you have to do is purchase your insurance policy online through your ICICI bank or Citibank credit card.

How does it work?

  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Select to pay in EMIs through your ICICI Bank or Citibank Credit Card. Choose from the EMI Period options according to your convenience (3, 6 or 12 months for ICICI Bank and 3 or 6 months for Citibank Credit Cards)
  • Access your policy immediately online
  • The EMIs will be automatically charged to your monthly credit card statement.


Note: Please note that the EMI is applicable on ICICI Bank & Citibank Credit Cards, subject to minimum annual premium of Rs. 1500

Health Cards




What Is Health Cards :

A Health Card is an identity card, which will identify you as the insured and will provide you access to the network hospitals.

You receive a health card along with your policy document.


What Is Benefits Of Health Cards:

The benefit of a health card is that it allows you to avail cashless treatment in network hospitals.

The card cannot be used in case of non-network hospitals.


Difference between network Hospital And Non-Network Hospitals:

Network hospitals form part of insurance company’s network i.e. the insurance company has a tie-up with such hospitals to provide cashless facility.

While non-network hospitals do not form part of insurance company’s network list and do not provide cashless facility.

However, a customer can avail medical treatment and can claim reimbursement from the insurance company on submission of relevant documents.






Top 10 Insurance Companies Of Inida

Here Are The Top Listings Which Provides All benefits regarding Insurances:


1.Life Insurance Corporation Of India.

2.Tata AIG Insurance Solutions.

3.AVIVA Life Insurance.

4.MetLife.

5.ING Vysya Life Insurance.

6.Birla Sun Life Financial Services.

7.MAX New York Life.

8.Aditya Birla Group.

9.Bajaj Allianz.

10.Bharati AXA Life Insurance.


The Other Top Companies Providing Insurances Are As Follows :


11.HDFC Standard Life Insurance.

12.ICICI Prudential.

13.Reliance Life Insurance.

14.National Insurance India.net.

15.Insurance Regulatory and Development Authority.

16.Cholamandalam MS General Insurance.

17.Kotak Mahindra Old Mutual Life Insurance.

18.SBI Life Insurance.

19.United India Insurance Co. Ltd.

20.Oriental Insurance Company Limited.

21.Shriram Life Insurance.

22.The New India Assurance Co. Ltd.

23.IFFCO TOKIO.

24.Royal Sundaram.

25.ICICI Lombard.

26.Export Credit Guarantee Corporation of India ltd.

27.Peerless Smart Financial Solutions.

28.Citibank.

29.HSBC.

30.Bima Online.com.

31.Maruti Insurance.

32.National Insurance Company Limited.

33.Amsure Better life Better future.

34.Employee's State Insurance Corporation.

35.Sahara India Life Insurance.

36.Shriram Group.

37.3Ace Koncepts.

38.Way 2 Health.

39.Needs and Solutions.

40.Sundaram Finance Group.

41.yahoo Finance India.

42.Star Health & Allied Insurance.

43.General Insurance Corporation of India.

44.Indiapost.

45.National Insurance Company.

46.Thomas Cook.

47.Maruti Insurance.

48.Agriculture Insurance Company of India Ltd.

49.ANZ.

50.State Bank of Mysore.

Students To Get Health Cards In India.....

All school children in India, above class V, will soon be screened for diseases once a year.

In a massive National School Health Programme being planned jointly by the ministries of health and HRD, children across the country will be given smart health cards containing information on their health. They will be screened by doctors, either from public or private hospitals, for blindness, deafness, dental and cardio vascular health, vitamin deficiencies and anaemia. If they are found suffering from any of them, they will be immediately referred for further treatment.

The programme aims to promote health of schoolchildren, and prevent diseases by early diagnosis and treatment. Officials from both the ministries have already held talks with the next one scheduled for mid-December.

Health minister A Ramadoss said, "A deafness and speech programme will teach doctors, family members and teachers to identify children with hearing and sight problems early, before it becomes damaging.

The school health programme will be a public-private partnership. The programme will be started initially in states which show interest in such a screening programme to protect the younger generation."

A similar programme is being run by state governments in Mizoram, Maharashtra, Tamil Nadu and Gujarat. "It needs to be a collective programme with states working in unison.

Associations like the IMA and Dental Council of India have agreed to help us with the screening. Students would be given personal health cards, which would chart the disease history of the child concerned," Ramadoss added.

School-children will also be routinely screened for health complications like congenital heart disease and diabetes.

Risk factors like high blood pressure, hypertension and obesity among children, the primary causes behind cardio-vascular diseases (CVD), will also be identified for parents to better manage and avert impending diseases.

Nearly 10 years after the idea was first mooted, Planning Commission has approved in-principle India's first national programme for prevention and control of cardio-vascular diseases, stroke and diabetes. To be implemented and supervised by the health ministry, from mid-December, the initial phase will cost Rs 15 crore.

"The success of the initial programme will help seal a total clearance from Planning Commission to the national programme. Under the programme, children will be regularly screened for diseases and risk factors. Anti-hypertensive drugs will cut down on high BP and lifestyle changes will cut down on obesity. WHO calls this programme a vital investment," a health ministry official told TOI.

The ministry has asked the plan panel to sanction Rs 1,680 crore to run the programme from 2008-2012.