Sunday, July 27, 2008

HEALTH INSURANCE

What is the most coveted possession of any individual? Is it his ability, intelligence, innovation or the single most asset-Health that enables him to use all other that he has. Health is undoubtedly the biggest and most crucial asset of any or every living being. Health encourages efforts, health motivates mind, and health grants you enjoyment. It is the wealth of health that gives the requisite potential to battle all odds and move ahead with life. Naturally, such an essential part of a person’s life needs special care and protection. The ideal way to secure an individual’s prized possession for him and his loved ones is Health Insurance.

Health insurance has the insurer and the insured playing their part like any other insurance. The insured pays premium to protect his health and the insurer is obliged to meet the expenses if the insured falls sick. However, certain diseases are not covered by health insurance which of course will be listed in the insurance document. Medical services, dental expenses, diagnostic expenses, surgeries, disabilities coverage are what are termed together as health insurance. The insurer bears all health expenses as long as the insured renews his policy by paying the premium. In simple, a health insurance policy is for financially assisting a person in case there occurs a setback to his health.

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